RINNYLINK / RINNYVIEW — TERMS OF USE

Effective Date: JUL/9/2026

Platform Operator ("Operator", "we", "us", "our"): SYNONYMOUS & NASCENSE, a business name registered under the Business Names (Registration) Act, Cap. 90:05 (Certificate No. 286545), carrying on business at 48 Princes St, Werk-en-Rust, Georgetown, Guyana, Tax Identification No. 150494526.

Contact: General — Herizan@synnas.com · Legal & abuse — admin@rinnykotd.com · Postal — 48 Princes St, Werk-en-Rust, Georgetown, Guyana.

IMPORTANT — READ CAREFULLY

These Terms of Use (the "Terms") constitute a legally binding agreement between you ("you" or "User") and the Operator, governing your use of the two companion Android applications and the associated web-based administrative dashboard (collectively, the "Services" or the "Platform").

The Services comprise two applications:

"Rinnylink" — the Provider application; and
"Rinnyview" — the Viewer application.

By downloading, installing, accessing, registering for, or otherwise using either App or the Platform, you unconditionally agree to be bound by these Terms in their entirety. If you do not agree, you must not access or use the Services.

Material warnings you must read before accepting:

These Terms contain extensive disclaimers of warranty, broad exclusions and limitations of liability, and indemnity obligations in your favour of the Operator.
They govern any earnings you may accumulate as a Provider and the conditions under which (and whether) you may withdraw them.
They disclose that the Operator's authorised staff may join and view any live stream at any time, without real-time notice to you, for moderation, abuse-investigation and compliance purposes (see Section 8.3).
They are governed by the laws of the Co-operative Republic of Guyana and the exclusive jurisdiction of the Guyanese courts.

You are strongly advised to read these Terms in full and to consult independent legal and tax advisers, particularly before acting as a Provider.

Definitions & Interpretation
The Platform & Services
Eligibility, Accounts & Identity Verification
Billing Model — Penopticon Credits, Subscriptions & Rates
Provider Terms & Content Obligations
Viewer Terms & Obligations
Provider Earnings & Cash-Out
Platform Rights, Moderation & Administration
Disclaimers, Exclusions & Limitation of Liability
Privacy & Personal Data
Dispute Resolution
General Provisions
Statutory Compliance Sections
Other Features (Referrals, Free Trial, Favourites)

1. DEFINITIONS & INTERPRETATION

1.1 Definitions. In these Terms:

"Account" means a registered user account on an App.
"Admin Dashboard" means the Operator's web-based administrative interface used by authorised staff to monitor sessions, manage users, flag cameras and force-disconnect streams.
"App" means either the Rinnylink App or the Rinnyview App, as applicable.
"Approval Required Mode" means an access mode in which a Provider manually approves each Viewer connection and may permit only one Viewer at a time.
"Automatic Mode" means an access mode in which a Provider's camera connects instantly and may admit multiple simultaneous Viewers.
"Cash-Out" means a Provider's request to convert accrued Penopticon credits into Guyana Dollars and receive payment, subject to Section 7.
"Content" means any video, audio, image, thumbnail, text, description, location data, or other material transmitted, displayed, uploaded, or generated through the Services, including live streams.
"Credit" or "Penopticon Credit" means the internal, non-cash unit of account used by the Platform, where 1 Credit = GYD $5.00, as further described in Section 4.
"GYD" means Guyana Dollars, the lawful currency of the Co-operative Republic of Guyana.
"MMG" means Mobile Money Guyana (or any successor/alternative mobile-money service designated by the Operator), the principal payment rail for cash-outs.
"Platform Fee" means the tiered flat fee deducted from a Provider's gross balance at Cash-Out, as set out in Section 7.3.
"Provider" means a User who uses the Rinnylink App to make a live camera feed available to Viewers.
"Stream" means a live video and/or audio feed originating from a Provider's device and viewable by one or more Viewers.
"TURN relay" means a Traversal Using Relays around NAT server used to relay media when direct P2P connectivity is not technically possible.
"Viewer" means a User who uses the Rinnyview App to discover, subscribe to, and view Streams.
"WebRTC" means the real-time communication technology used to transmit media directly between a Provider's and a Viewer's device.

1.2 Interpretation. Headings are for convenience only. References to statutes include any subordinate legislation made under them and any re-enactment or amendment. "Including" means "including without limitation." The singular includes the plural and vice versa. Where the English-language text of these Terms conflicts with any translation, the English text prevails.

1.3 Currency convention. All monetary obligations of Users are expressed in Penopticon Credits at the point of charging. GYD figures appear only at the presentation layer (display) and the Cash-Out layer. Where a GYD figure is stated in these Terms, it is derived by applying the conversion rate of GYD $5.00 per Credit (subject to the Operator's reserved right to alter the rate on notice as described in Section 4.5).

2. THE PLATFORM & SERVICES

2.1 Nature of the Platform. The Operator provides a two-sided marketplace through which Providers make live camera feeds available and Viewers discover and pay to watch those feeds. The Operator is a provider of hosting, signalling and intermediary technology services, not a party to, or guarantor of, the content, conduct, or transactions that occur between Users.

2.2 The Rinnylink (Provider) App. A Provider uses the Rinnylink App to turn an Android device's camera into a live, remotely viewable IP camera. A Provider may: set a camera name, description and thumbnail; select an access mode (Automatic Mode or Approval Required Mode); stream live video and audio; view real-time Viewer counts; view accumulated earnings; and request a Cash-Out.

2.3 The Rinnyview (Viewer) App. A Viewer uses the Rinnyview App to discover cameras on a map (filtered by the Viewer's GPS position and a search radius), to subscribe to a subscription tier, to buy Credits, and to pay per minute to watch live Streams.

2.4 Peer-to-peer architecture — IP ADDRESS EXPOSURE (MATERIAL DISCLOSURE). Video and audio flow directly between the Provider's device and the Viewer's device using P2P WebRTC, or via a TURN relay when network address translation ("NAT") requires it. The Operator's backend relays only signalling messages and does not see or store the media stream itself. Because the connection is peer-to-peer, each party's IP address is exposed to the other party during a live session. By using the Services you acknowledge and accept this exposure.

2.5 Admin Dashboard. The Operator operates a web-based Admin Dashboard through which authorised staff monitor live sessions, manage Users, flag cameras, and force-disconnect Streams. The Operator's monitoring powers are described in Section 8.

2.6 No offline functionality. The Services require an active internet connection, a compatible device, and (for Providers) functioning camera hardware. The Operator does not warrant uninterrupted availability.

3. ELIGIBILITY, ACCOUNTS & IDENTITY VERIFICATION

3.1 Age and capacity. You must be at least eighteen (18) years old and legally competent to enter a binding contract to use the Services. By registering, you represent and warrant under penalty of account termination and potential legal consequences that you satisfy this requirement and are not a person with whom the Operator is prohibited from transacting under any applicable law (including any targeted sanctions or AML/CFT restriction). The Operator may require age verification at registration and at any time thereafter. Providing false information about your age is a material breach of these Terms and may constitute a criminal offence.

3.2 Account accuracy. You must provide true, current and complete information at registration and keep it updated. You are responsible for maintaining the confidentiality and security of your credentials and for all activity under your Account. The Operator may reject or remove any registration that is false, misleading, or in breach of these Terms.

3.3 One account per person. You may maintain one Provider Account and/or one Viewer Account. Creating multiple accounts to manipulate earnings, rewards, or ratings is strictly prohibited and is grounds for immediate termination and forfeiture under Section 7.11.

3.4 KYC / Identity Verification. The Operator may, at any time and in its discretion, require any User (and will require any Provider seeking a Cash-Out and any User claiming a cash reward under Section 14.1) to undergo identity verification by providing:

(a) a government-issued photographic identity document;

(b) proof of address; and

Failure to provide satisfactory identification when requested permits the Operator to suspend the Account, withhold or freeze earnings, refuse Cash-Outs, and terminate the relationship. Identity-verification obligations are part of the Operator's anti-money-laundering and counter-financing-of-terrorism ("AML/CFT") compliance programme (Section 13.2 and Section 7.8).

3.5 Third-party credentials. You may not register using another person's MMG account, identity document, or payment instrument. Where the Operator's records (including the registered MMG name and account number) do not match the verified identity, the Operator may refuse Cash-Out.

4. BILLING MODEL — PENOPTICON CREDITS, SUBSCRIPTIONS & RATES

4.1 The internal currency is the Penopticon Credit. All Viewer balances and Provider earnings on the Platform are denominated in Penopticon Credits ("Credits"). One (1) Credit equals GYD $5.00. Credits are not currency, are not legal tender, are not redeemable for cash except through the Cash-Out process in Section 7 (available to Providers only), and carry no intrinsic value outside the Platform. Credits are a bookkeeping unit representing the Parties' respective rights and obligations under these Terms.

4.2 Credits are NOT money and are NOT a deposit. Credits do not constitute a deposit, trust holding, escrow, or fiduciary account of any kind. A Provider's in-app Credit balance represents, at most, an unsecured contractual claim against the Operator as further described in Section 7.7.

4.3 Per-minute viewing rate. Viewing a Stream is charged at 1 Credit (equivalent to GYD $5.00) per minute. Charging commences from the first second of each clock minute, and any partial minute is charged as a full minute. Credits are deducted from the Viewer's balance in real time for the duration of the session.

4.4 Subscription tiers (monthly). A Viewer must hold an active subscription to access Streams, on one of the following tiers:

| Tier | Price | Period |

|---|---|---|

| Basic | GYD $2,000 | per calendar month |

| Premium | GYD $3,500 | per calendar month |

| Trial | Free | 3 days, with a 20-Credit signup bonus |

Trial terms: the Trial is free, lasts three (3) days, includes a one-time 20-Credit signup bonus, and auto-expires. The Trial does not auto-charge and does not convert to a paid subscription automatically. A paid subscription requires a separate, affirmative purchase. Credits granted as the signup bonus are non-refundable and expire with the Trial unless otherwise stated.

4.5 Right to modify pricing. The Operator reserves the right to change any price, rate, fee, or conversion rate on thirty (30) days' prior notice. Changes apply prospectively only and do not affect Credits already accrued. Continued use after the effective date of a change constitutes acceptance. The specific figures that must be kept in sync between the application code and these Terms are listed in Appendix A.

4.6 Payment rails for Viewer charges. Viewer subscription purchases and Credit pack purchases are processed through Google Play Billing and/or MMG (mobile money), at the Viewer's election among the methods offered in the App. Each third-party processor's own terms apply to the underlying transaction. The Operator does not store full payment-card details.

4.7 Credit packs. Credits are purchased in packs offered through the Rinnyview App. The GYD price of each pack equals the number of Credits in the pack multiplied by GYD $5.00, plus any applicable processor charges disclosed at checkout.

4.8 No refund of Credits except as required by law. Unless required by applicable law or by the policies of the relevant payment processor (e.g., Google Play's refund policy), purchases of Credits and subscriptions are final and non-refundable by the Operator. This does not prevent a Viewer from initiating a chargeback or dispute through their payment provider (Google Play or MMG); where a Viewer payment is reversed through such a chargeback, the Operator's rights to deduct from Provider earnings are set out in Section 7.9.

5. PROVIDER TERMS & CONTENT OBLIGATIONS

This Section 5 applies to you if you act as a Provider. The sensitivity of a live-camera product makes these obligations especially important: breaches are grounds for immediate termination, forfeiture of earnings (Section 7.11), and reporting to law enforcement.

5.1 Lawful content only — statutory content restrictions. You must not, through any Stream, thumbnail, description, or other Content, publish, exhibit, distribute, or make accessible any obscene, indecent, or public-morals-corrupting material. You acknowledge and agree to comply with the following Guyanese criminal statutes, among others:

(a) Criminal Law (Offences) Act, Cap. 8:01, s. 350 — knowingly selling, publishing, or exhibiting any obscene book, print, picture, photograph, model or object tending to corrupt public morals, publicly exhibiting any indecent show, or publishing any obscene libel;

(b) Criminal Law (Offences) Act, Cap. 8:01, s. 354 — committing any indecent act in a place to which the public has access, or any indecent act intending thereby to insult or offend any person;

(c) Summary Jurisdiction (Offences) Act, Cap. 8:02, s. 157 — making, possessing, importing, exporting, circulating, carrying on a business in, distributing, exhibiting, or advertising any obscene writing, drawing, print, painting, picture, poster, photograph, cinematograph film or other obscene object;

(d) Summary Jurisdiction (Offences) Act, Cap. 8:02, s. 162 — in public or in view/hearing of the public, making an indecent or obscene gesture, exposing the person indecently, using indecent or obscene language, or singing an indecent or obscene song; and

(e) Sexual Offences Act, Cap. 8:03 — including any indecent or sexual assault, where applicable.

5.2 Express, informed consent of every person appearing. You must obtain the express, informed consent of every person who appears or is identifiable in your Stream, before streaming begins, and you must retain records of such consent. "Informed consent" means the person understands that the Stream is live, may be viewed by paying strangers, may be recorded by them in breach of these Terms, and that their image may be transmitted via P2P WebRTC (exposing the Viewer's IP to you and your IP to the Viewer). You are solely responsible for any failure to obtain or prove consent.

5.3 No illegal surveillance, voyeurism, or stalking. You must not record, stream, or transmit images of any person in circumstances where that person has a reasonable expectation of privacy (including, without limitation, private dwellings, bathrooms, changing areas, medical facilities, and any place where a person would reasonably expect to be unobserved), except with that person's express consent. You must comply with the Cybercrime Act 2018 (see Sections 5.4–5.6) and all laws concerning surveillance, voyeurism, harassment and stalking.

5.4 No child sexual abuse material (CSAM) or child luring — MANDATORY REPORTING. You must not produce, distribute, procure, possess, or facilitate access to any child sexual abuse material, nor use the Services to communicate with a child for the purpose of facilitating a sexual offence or sexual meeting. These are serious criminal offences under the Cybercrime Act 2018, s. 14 (child pornography) and s. 15 (child luring / "child hiring"). The Operator is required by law to report any knowledge of CSAM to the Guyana Police Force under s. 14(2)–(3) of the Cybercrime Act 2018, and will do so. You must immediately report any suspected CSAM or child exploitation encountered on the Platform to the Operator and to the competent authorities.

5.5 No non-consensual intimate images. You must not capture, store, publish, or transmit any image of another person's private area (including naked genitals, buttocks, or female breasts) without that person's consent, contrary to Cybercrime Act 2018, s. 16.

5.6 General Cybercrime Act 2018 compliance. You must comply with the Cybercrime Act 2018 in full, including (without limitation) its provisions concerning illegal access, illegal interception, data interference, system interference, computer-related forgery and fraud, and identity-related offences.

5.7 License grant to the Operator. To the extent necessary to operate, deliver, improve, secure, and (where the Provider separately and expressly consents in the App) promote the Services, you grant the Operator a worldwide, non-exclusive, royalty-free, sub-licensable, transferable, and survivable licence to host, store, transmit, display, distribute, reproduce, modify (including for format/codec conversion and thumbnail generation), and otherwise use your Content, to the extent required for the Operator to provide the Services and to comply with its legal obligations (including preserving and producing data under production orders — Cybercrime Act 2018, s. 31 — and complying with removal orders — s. 37). Any use of Content for promotional purposes shall use only anonymized, aggregated, or thumbnail material, and only with the Provider's separate express consent. This licence survives termination to the extent needed for legal compliance and dispute resolution. The Operator does not claim ownership of your Content; you retain your rights subject to this licence.

5.8 Independent contractor status. You are an independent contractor. Nothing in these Terms creates any employment, partnership, joint venture, or agency relationship between you and the Operator. You are not entitled to any salary, wage, employee benefits, workers' compensation, leave, pension, or insurance from the Operator. You are solely responsible for your own equipment, costs, insurance, and tax affairs (see Section 7.10).

5.9 Compliance with law generally. You must comply with all applicable laws of Guyana (and any other jurisdiction whose laws apply to you) in connection with your use of the Services and your Content.

5.10 No circumvention. You must not attempt to bypass the Platform's billing, access controls, identity checks, or content-moderation systems.

6. VIEWER TERMS & OBLIGATIONS

This Section 6 applies to you if you act as a Viewer.

6.1 Payment of charges. You must pay all subscription charges and all per-minute Credit charges incurred through your Account. Credits are deducted in real time; a Stream cannot continue once your balance is exhausted.

6.2 No recording or redistribution. You must not record, screenshot, capture, download, store, rebroadcast, redistribute, retransmit, or otherwise reproduce any Stream or part of any Stream, in whole or in part, without the Operator's prior written consent and the relevant Provider's consent. Unauthorised recording may expose you to liability under the Cybercrime Act 2018, the Data Protection Act 2023 (once in force), and the common law, and is a material breach of these Terms.

6.3 No circumvention. You must not circumvent, disable, tamper with, or reverse-engineer any payment mechanism, access control, security feature, or rating/restriction of the Platform.

6.4 No unauthorised access. You must not access, or attempt to access, any Stream you are not entitled to view (for example, by exploiting a bug, sharing credentials, or impersonating another User).

6.5 Content is provided at your own risk. You acknowledge that the Operator does not pre-screen, monitor (except as described in Section 8), or control the content of Streams, and that you may encounter Content you find objectionable, inaccurate, or offensive. You view all Content at your own risk.

6.6 Compliance with law. You must comply with all applicable laws, including the Cybercrime Act 2018 and (once in force) the Data Protection Act 2023, when using the Services.

6.7 Intellectual-property takedown. If you believe that any Content on the Platform infringes your copyright or other intellectual-property rights, you may submit a takedown notice to admin@rinnykotd.com including: (a) identification of the copyrighted work; (b) identification of the allegedly infringing Content; (c) your contact information; and (d) a good-faith statement that the use is unauthorized. The Operator will review and, where appropriate, remove or disable access to the Content and, where required by law, comply with removal orders under Cybercrime Act 2018, s. 37.

7. PROVIDER EARNINGS & CASH-OUT

This Section 7 is the operative provision governing the accrual, conversion, and withdrawal of Provider earnings. Read it carefully. It is intended to be — and is — the complete and exclusive statement of your rights to withdraw money from the Platform.

7.1 Accrual in Credits. A Provider's earnings accrue in Credits, not in money. When a Viewer watches a Provider's Stream, Credits are debited from the Viewer at the rate specified in Section 4.3 (1 Credit per minute), and 100% of each Credit so debited is credited to the Provider's earnings balance. Earnings are denominated and held in Credits until a Cash-Out is requested and processed.

7.2 Conversion at Cash-Out only. GYD values are computed only at the presentation layer (display) and the Cash-Out layer. At Cash-Out, the gross Credit balance is converted to GYD at the rate of GYD $5.00 per Credit.

7.3 Minimum Cash-Out threshold. A Provider may not request a Cash-Out until their Credit balance, converted at GYD $5.00 per Credit, equals or exceeds GYD $2,700. This floor is enforced in the Operator's database and the application code; these Terms and the code are intended to agree (see Appendix A).

7.4 Platform Fee — tiered FLAT FEE (not a percentage). A flat Platform Fee is deducted from the gross Cash-Out amount according to the Provider's balance band, as follows:

| Balance band (gross, in GYD) | Flat Platform Fee |

|---|---|

| ≤ GYD $9,999.99 | GYD $250 |

| GYD $10,000.00 to GYD $39,999.99 | GYD $300 |

| > GYD $39,999.99 | GYD $500 |

The Platform Fee is a fixed amount per Cash-Out, not a percentage of the balance. The Operator may modify these tiers or amounts on thirty (30) days' prior notice; any change applies prospectively only and does not affect Credits accrued before the change takes effect.

7.5 Net Earnings formula. The amount actually paid to a Provider on Cash-Out ("Net Earnings") is calculated as:

Net Earnings = (gross Credit balance converted to GYD at GYD $5.00/Credit) − Platform Fee − payment/processing charges − chargebacks/reversals/refunds − any tax withholding − any fraud or error adjustments

7.6 Cash-Out destination. Cash-Outs are delivered, at the Provider's election from the methods the Operator offers, via:

(a) MMG — to the Provider's registered MMG mobile-money account (the name and account number on file); and/or

(b) in-person collection at 48 Princes St, Werk-en-Rust, Georgetown, Guyana (Monday–Friday, 10:00 a.m.–6:00 p.m.; Saturday, 10:00 a.m.–2:00 p.m.; closed Sundays and public holidays).

There is no bank-transfer option and no generic digital-wallet option other than MMG. Where the Provider selects MMG, the Provider warrants that the registered MMG account name and number are correct and belong to the Provider.

7.6.1 Processing time. Approved Cash-Out requests are processed within five (5) to ten (10) business days of approval, subject to the Operator's AML/CFT compliance checks (Section 7.8), payment-processor timelines, MMG system availability, and the Operator's business hours. The Operator is not liable for delays caused by MMG, banking holidays, compliance holds, or circumstances outside its reasonable control.

7.7 Nature of the balance — NOT a deposit, trust, or fiduciary account. A Provider's in-app balance is a bookkeeping entry representing an unsecured contractual debt owed by the Operator to the Provider. It is not a deposit, trust fund, escrow, or fiduciary account, and no interest accrues on held balances. The Provider has only a contractual claim against the Operator. In any insolvency of the Operator, the Provider is an unsecured creditor with no priority over other unsecured creditors.

7.8 Compliance holds (AML/CFT). The Operator may freeze, delay, or refuse any Cash-Out without prior notice where:

(a) Customer Due Diligence ("CDD") is incomplete (Anti-Money Laundering and Countering the Financing of Terrorism Act, Cap. 10:11, s. 15);

(b) the Operator knows, suspects, or has reasonable grounds to suspect that the funds are proceeds of crime or relate to money laundering or terrorist financing (Cap. 10:11, s. 18);

(c) the Financial Intelligence Unit ("FIU") directs the Operator not to proceed (Cap. 10:11, s. 18(10) — which permits a hold of up to five business days);

(d) the Operator is required to verify originator information in relation to an electronic funds transfer (Cap. 10:11, s. 20);

(e) a reporting threshold is triggered; or

(f) any law, regulation, or competent authority requires it.

Because the "tipping-off" prohibition makes it an offence to disclose that a report is being or has been made (Cap. 10:11, s. 5 and s. 18(14)), the Operator is not required to give reasons for any such hold. The Provider waives all claims arising from any non-disclosure that the Operator is legally prohibited from making.

7.9 Chargebacks, reversals, and refunds. If a Viewer payment that funded a Provider's earnings is reversed, charged back, refunded, or otherwise invalidated, the Operator may:

(a) deduct the reversed amount from the Provider's current balance;

(b) deduct it from the Provider's future earnings; and/or

The Operator may suspend the Account and withhold all Cash-Outs until any such amount is recovered.

7.10 Tax withholding and indemnity. The Operator may withhold from a Cash-Out any withholding tax (Income Tax Act, Cap. 81:01, s. 39; Corporation Tax Act, Cap. 81:03, s. 10B (withholding tax on payments to non-resident contractors)), any Value-Added Tax (Value-Added Tax Act, Cap. 81:05, including on digital/electronic services within its scope, e.g., s. 15(4)), and any other levy required by law. The Provider is solely responsible for filing all tax returns and paying all tax on their earnings, and indemnifies the Operator in full for any tax liability properly attributable to the Provider. (The standard VAT rate is set by regulation under Cap. 81:05 and may change; it is not fixed in the Act itself.)

7.11 Fraud. If the Operator determines, in its reasonable discretion, that a Provider has engaged in fraudulent activity — including bot use, viewer collusion, fake accounts, incentivised viewing, automated traffic, or any manipulation to inflate earnings — the Operator may:

(a) terminate the Account permanently;

(b) forfeit all earnings that are attributable to or connected with the fraudulent activity (including earnings from fraudulent sessions, collusion, or bot-generated views), without prejudice to the Operator's right to recover any overpayment that was not genuinely earned;

(c) reverse Cash-Outs made in the preceding one hundred and eighty (180) days to the extent those Cash-Outs included amounts attributable to fraudulent activity;

(d) report the matter to law enforcement; and

(e) pursue all available legal and equitable remedies, including recovery of funds.

The Operator's determination is final and binding, subject only to the Dispute Resolution provisions (Section 11). For the avoidance of doubt, the Operator may not forfeit earnings that were genuinely and lawfully earned through legitimate Viewer activity unconnected to any fraud.

7.12 Abandoned accounts. After twelve (12) months of Account inactivity:

(a) if the balance is below GYD $2,700, the Account may be deemed abandoned and the balance forfeited; and

(b) if the balance is at or above GYD $2,700, the Operator will use reasonable efforts to contact the Provider at the last known contact details, and if there is no response within thirty (30) days, the balance may be forfeited.

7.13 Set-off. The Operator may set off any amount owed to the Operator by a Provider (including debts, damages, and recoverable sums) against any earnings or other amounts the Operator owes the Provider.

7.14 Finality and downstream risk. Once funds are transmitted to the Provider's MMG account (or collected in person), the Cash-Out transaction is final and irrevocable, except where the Operator exercises its fraud-reversal rights under Section 7.11(c). The Provider bears all downstream risk, including risks arising from incorrect account details, third-party fraud, MMG system failure, or the failure of any bank or payment intermediary. The Operator is not liable for any loss occurring after transmission.

7.15 No property right. The Provider has no property right, security interest, or proprietary claim in or to any funds held, credited, or represented by the in-app balance, save for the contractual claim described in Section 7.7.

7.16 Survival. All accrued Cash-Out obligations (and all of the Operator's deduction, set-off, withholding, and forfeiture rights under this Section 7) survive termination of these Terms or the Account, subject to the provisions of this Section 7.

8. PLATFORM RIGHTS, MODERATION & ADMINISTRATION

8.1 General moderation powers. The Operator may (but is not obliged to) monitor, review, flag, remove, disable access to, or withhold distribution of any Content; suspend, restrict, or terminate any Account; and take any other action reasonably necessary to protect the Platform, its Users, or third parties, or to comply with law.

8.2 Cooperation with legal process. The Operator will comply with judicial production orders (Cybercrime Act 2018, s. 31), expedited preservation orders (Cybercrime Act 2018, s. 32), and content-removal / takedown orders (Cybercrime Act 2018, s. 37), and will disclose User information and Content to law enforcement where required by law.

8.3 ADMIN SILENT MONITORING — MATERIAL DISCLOSURE (PLEASE READ). The Operator's authorised staff may join and view any live Stream, at any time, without real-time notice to the Provider or the Viewer, for moderation, abuse-investigation, and compliance purposes. This means that, at any time during a session, a member of the Operator's moderation or compliance team may connect to and observe your Stream as part of the Admin Dashboard's monitoring function, and you will not necessarily be notified that this is occurring in real time. By using the Services you expressly acknowledge and consent to this monitoring. This disclosure is made prominently and not buried, because it is non-obvious and material. The Operator limits such monitoring to authorised staff and to legitimate moderation, abuse-investigation, and compliance purposes.

8.4 Force-disconnect and camera-flagging. The Operator may terminate any live session immediately (force-disconnect) and may flag, restrict, or disable any camera at any time, where the Operator reasonably believes the session or camera violates these Terms, the law, or the rights of any person, or to protect the integrity of the Platform.

8.5 Reporting to authorities. The Operator will report CSAM under Cybercrime Act 2018, s. 14(2)–(3), and may report other suspected criminal conduct (including under the Criminal Law (Offences) Act, Cap. 8:01; the Summary Jurisdiction (Offences) Act, Cap. 8:02; and the Cybercrime Act 2018) to the Guyana Police Force or other competent authorities.

8.6 No obligation to monitor. Nothing in this Section 8 imposes any duty on the Operator to monitor Content, and the Operator's exercise (or non-exercise) of any moderation right does not constitute an assumption of responsibility for any Content, conduct, or harm.

9. DISCLAIMERS, EXCLUSIONS & LIMITATION OF LIABILITY

This Section 9 allocates risk between the Parties. The liability caps and exclusions in this Section are an essential basis of the bargain, and the Operator could not offer the Services on an economically viable basis without them.

9.1 "AS IS" / "AS AVAILABLE". The Services (including all Content, software, networks, servers, the Admin Dashboard, the Apps, and the WebRTC/TURN infrastructure) are provided "AS IS" and "AS AVAILABLE". To the maximum extent permitted by law, the Operator disclaims all warranties, express and implied, including any warranty of merchantability, fitness for a particular purpose, title, non-infringement, quality, accuracy, completeness, reliability, availability, security, or uninterrupted or error-free use, and any warranty as to the quality of any Content, or as to the results that may be obtained from using the Services.

9.2 No guarantee of earnings. The Operator makes no guarantee or representation that any Provider will earn any amount. Any illustrative figures, examples, or ranges shown anywhere (in the App, in marketing, or otherwise) are not promises or guarantees of earnings and do not form part of these Terms. Actual earnings depend on many factors outside the Operator's control.

9.3 Exclusion of indirect and consequential damages. To the maximum extent permitted by law, in no event will the Operator (or its officers, directors, employees, agents, or affiliates) be liable for any indirect, incidental, special, consequential, punitive, or exemplary damages, including (without limitation) loss of profits, revenue, income, or business opportunity; loss of goodwill; loss of data or Content; loss of use of software; emotional distress; defamation; invasion of privacy; violation of publicity rights; or any loss arising from reliance on Content or on the conduct of any User — however caused and under any theory of liability (including contract, tort, strict liability, or otherwise), even if the Operator has been advised of the possibility of such damages. Nothing in this Section 9.3 excludes or limits liability for death or personal injury, which is addressed in Section 9.6 below.

9.4 Aggregate liability cap. The Operator's total aggregate liability arising out of or relating to these Terms or the Services, for all claims combined, shall not exceed the greater of:

(a) the total fees paid by the Viewer to the Operator, or the total Platform Fees retained by the Operator from the Provider, as applicable, in the six (6) months immediately preceding the event giving rise to the claim; or

(b) GYD $10,000.

9.5 Essential basis of the bargain. You acknowledge that the limitations and exclusions in this Section 9 reflect a fair allocation of risk and form an essential basis of the bargain between you and the Operator.

9.6 Non-excludable liabilities preserved. Nothing in these Terms excludes or limits any liability that cannot lawfully be excluded or limited, including:

(a) death or personal injury caused by the Operator's negligence;

(b) fraud or fraudulent misrepresentation; and

(c) the statutory right to compensation under the Data Protection Act 2023, s. 97, to the extent and from the date that Act comes into force.

9.7 Indemnity. You agree to indemnify, defend, and hold harmless the Operator and its officers, directors, employees, agents, and affiliates from and against any and all claims, damages, losses, liabilities, costs, and expenses (including reasonable legal fees) arising out of or relating to:

(a) your Content (including any claim that it infringes intellectual property, privacy, publicity, or any other right of any person);

(b) your breach of these Terms;

(d) your failure to obtain consent from any person appearing in your Streams;

(e) your tax liability on your earnings; and

(f) claims arising from the negligent acts or omissions of the Operator's staff where those acts or omissions were committed in the course of assisting the User with the User's own use of the Services (for example, where staff provided incorrect guidance to a Provider about a specific Stream configuration that the Provider then implemented), but excluding any negligence of the Operator's staff that is independent of or unrelated to the User's own use of the Services.

The Operator may, at its option, assume the defence of any matter it elects to indemnify, and you will cooperate reasonably in such defence.

9.8 Force majeure. The Operator will not be liable for any delay or failure to perform due to causes beyond its reasonable control, including acts of God, natural disasters, fire, flood, epidemic or pandemic, war, terrorism, civil unrest, labour disputes, governmental action, internet, telecommunications, power, or third-party infrastructure (including TURN/WebRTC relay, MMG, and Google Play) failures, or any other force majeure event.

9.9 Limitation period. To the maximum extent permitted by applicable law (including any statutory limitation period that cannot be shortened by contract), no claim or cause of action arising out of or relating to these Terms or the Services may be brought more than one (1) year after the event giving rise to the claim, or the minimum statutory limitation period permitted by law, whichever is longer.

9.10 Class-action and jury-trial waiver. To the maximum extent permitted by law, each Party waives any right to bring, join, or participate in any class, collective, or representative action, and waives any right to a trial by jury. Any dispute will be resolved on an individual basis between the Parties (see Section 11).

10. PRIVACY & PERSONAL DATA

10.1 Incorporation of the Privacy Policy. The Operator's separate Privacy Policy (https://www.synnas.com/rinny/privacy) is incorporated into these Terms by reference. In the event of any conflict between these Terms and the Privacy Policy on a matter of data-processing specifics (i.e., how data is collected, used, retained, or shared), the Privacy Policy prevails to the extent of the conflict. On all other matters — including liability, dispute resolution, billing, Cash-Out, and indemnity — these Terms prevail.

10.2 Categories of personal data processed. The Operator collects and processes the following categories of personal data:

| Category | Examples |

|---|---|

| Identity | email, full name, phone number, address |

| KYC documents | government-issued photographic ID images (stored privately/securely) |

| Financial | MMG account name and number, balances, total spent/earned, Credit purchases, payment attempts (including failed attempts), subscription tier and history |

| Location | Viewer GPS, camera coordinates, named favourite locations |

| Behavioural | sessions, heartbeats, activity logs, audit logs |

| Content | Streams, thumbnails, camera reports and associated evidence |

| Technical | IP address, device information, and — during a live session — exposure of the user's IP address to the other peer via WebRTC |

10.3 Recipients. Personal data may be disclosed to: MMG; Google Play Billing; the Operator's hosting and TURN providers (including Supabase and Metered/Coturn); and law enforcement and competent authorities where legally required (e.g., under Cybercrime Act 2018 production/preservation/removal orders).

10.4 Retention — category-by-category (not a single blanket period). Retention is applied on a category-by-category basis:

(a) Traffic data and subscriber information: a minimum of ninety (90) days from the date of generation (traffic) / end of the service agreement (subscriber), as required of service providers by Cybercrime Act 2018, s. 25 (a Judge may order retention up to one (1) year for a criminal investigation under s. 25(2)).

(b) AML/CFT records: a minimum of seven (7) years from completion of the transaction or termination of the business relationship, whichever is later, under Cap. 10:11, s. 16.

(c) Data archival: the Operator maintains its ordinary data-archival practice for operational, accounting, and compliance records, reconciled with the right to erasure under the Data Protection Act 2023, s. 13, to the extent and from the date that Act applies.

10.5 International transfers. Some processing may occur outside the Co-operative Republic of Guyana (for example, where Supabase, Metered/Coturn, or Google infrastructure is located abroad). The Operator will take reasonable measures to ensure an adequate level of protection for personal data transferred internationally, consistent with the Data Protection Act 2023 once in force.

10.6 Data subject rights (Data Protection Act 2023). Subject to and from the commencement of the Data Protection Act 2023, you may exercise the following rights (request mechanism: contact the Operator at Herizan@synnas.com):

Right of access — s. 11;
Right to rectification — s. 12;
Right to erasure ("right to be forgotten") — s. 13;
Right to restriction of processing — s. 14;
Right to object — s. 17.

10.7 Compensation right preserved. Nothing in these Terms limits your statutory right to compensation under Data Protection Act 2023, s. 97, for damage or distress caused by a contravention of that Act by the Operator (as data controller or processor), to the extent and from the date that Act comes into force.

11. DISPUTE RESOLUTION

11.1 Governing law. These Terms and any dispute arising out of or relating to them or to the Services are governed by the laws of the Co-operative Republic of Guyana.

11.2 Exclusive jurisdiction. Subject to Section 11.4, the Parties submit to the exclusive jurisdiction of the courts of Guyana.

11.3 Mandatory good-faith negotiation. Before commencing any formal proceedings, the Parties must first attempt to resolve the dispute through good-faith negotiation for a period of thirty (30) calendar days from written notice of the dispute. This is a mandatory prerequisite.

11.4 Optional binding arbitration. If the dispute is not resolved within that 30-day period, either Party may elect to submit the dispute to binding arbitration in Georgetown, Guyana, under the Arbitration Act 2024, before a single arbitrator, conducted in the English language. Where neither Party elects arbitration, the dispute proceeds in the courts of Guyana under Section 11.2.

11.5 Class-action and jury-trial waiver. See Section 9.10. Any arbitration or litigation will be on an individual basis only.

11.6 Provisional remedies. Nothing in this Section prevents either Party from seeking interim or injunctive relief from a court of competent jurisdiction to protect intellectual property, confidential information, or to prevent imminent harm.

12. GENERAL PROVISIONS

12.1 Entire agreement. These Terms (together with the documents expressly incorporated by reference, including the Privacy Policy) constitute the entire agreement between the Parties concerning the Services and supersede all prior agreements and understandings, whether written or oral.

12.2 Severability. If any provision of these Terms is held to be invalid, illegal, or unenforceable, that provision will be modified to the minimum extent necessary to make it enforceable, or severed, and the remaining provisions continue in full force and effect.

12.3 No waiver. No failure or delay by the Operator in exercising any right will operate as a waiver, and no single or partial exercise of any right precludes any further exercise of that or any other right.

12.4 Assignment. The Operator may assign or transfer these Terms and its rights and obligations freely, in whole or in part, including in connection with a merger, acquisition, or sale of assets. You may not assign these Terms or your Account without the Operator's prior written consent; any purported assignment in breach of this clause is void.

12.5 Electronic signatures and communications. You agree that these Terms may be accepted electronically, and that the Operator may communicate with you electronically (including by email, in-App notices, and SMS). Electronic acceptance and communications have the same legal effect as a written signature and paper communication.

12.6 Notices. Notices to the Operator must be sent to 48 Princes St, Werk-en-Rust, Georgetown, Guyana or admin@rinnykotd.com. The Operator may give notice to you via the email or phone number associated with your Account or by in-App message.

12.7 Relationship of the parties. The Parties are independent contractors. Nothing in these Terms creates any partnership, joint venture, employment, or agency relationship.

12.8 English-language precedence. These Terms are drafted in English. If translated, the English version governs.

12.9 Amendments. The Operator may amend these Terms from time to time. Material amendments take effect on thirty (30) days' notice (or such shorter period as may be required by law or in cases of urgency affecting safety, security, or legal compliance). Continued use after the effective date constitutes acceptance; if you do not agree, you must stop using the Services.

12.10 Termination. The Operator may suspend or terminate your Account at any time, for cause (including breach of these Terms, fraud under Section 7.11, unlawful Content, or for the protection of the Platform), or for convenience with thirty (30) days' notice. Upon termination for cause, the Operator's rights under Section 7 (including forfeiture and reversal for fraud) apply. Upon termination for convenience, the Provider's accrued and lawfully-earned balance as of the termination date survives and is payable in accordance with Section 7 (subject to the Cash-Out minimum threshold). You may stop using the Services at any time. Upon termination, all licences granted to you cease.

13. STATUTORY COMPLIANCE SECTIONS

13.1 Cybercrime Act 2018 compliance. The Operator and all Users must comply with the Cybercrime Act 2018. The Operator will: retain traffic and subscriber data for at least 90 days (s. 25); comply with production orders (s. 31), expedited preservation orders (s. 32), and removal orders (s. 37); and report child sexual abuse material to the Guyana Police Force under s. 14(2)–(3). Users must not commit any offence under the Act, including (without limitation) offences relating to illegal access and interception (Part II), CSAM (s. 14), child luring (s. 15), and non-consensual intimate images (s. 16).

13.2 AML/CFT Act (Cap. 10:11) compliance. The Operator maintains an AML/CFT compliance posture consistent with the Anti-Money Laundering and Countering the Financing of Terrorism Act, Cap. 10:11, including: Customer Due Diligence (s. 15); record-keeping for seven (7) years (s. 16); suspicious-transaction handling (s. 18) and FIU directions (s. 18(10)); and compliance with tipping-off prohibitions (s. 5 and s. 18(14)). The Operator will cooperate with the FIU and with reporting entities in the payment chain. The Operator's ability to freeze, delay, or refuse Cash-Outs under Section 7.8 is exercised in furtherance of this compliance. (Whether the Operator is itself a "reporting entity" under Cap. 10:11 depends on its regulatory classification — see Drafting Notes for counsel.)

13.3 Data Protection Act 2023 — anticipatory compliance. The Operator drafts and operates these Terms and its Privacy Policy to anticipate the commencement of the Data Protection Act 2023, which is enacted but comes into operation only on the day appointed by Ministerial order (s. 1). From the date of commencement, the Operator will give effect to the data-subject rights in Section 10.6 and will honour the compensation right in s. 97. The Operator's data-protection contact is Herizan@synnas.com.

14. OTHER FEATURES

14.1 Referral system. Each User is assigned a referral code in the form RINNY-XXXXXX. Referrers may earn Credit rewards and cash rewards when their referred Users subscribe. Rules for earning and forfeiting rewards (including eligibility windows, qualifying subscription events, and conduct that voids a reward) are as displayed in the App at the relevant time. Cash-reward eligibility triggers Know-Your-Customer (KYC) verification under Section 3.4 before any cash reward is paid; failure to complete satisfactory KYC forfeits the cash reward (Credit rewards may be honoured at the Operator's discretion). The Operator may modify, suspend, or terminate the referral programme on 30 days' notice. Fraudulent or self-referral manipulation voids all rewards and is a breach of these Terms.

14.2 Free Trial. The 3-day Free Trial, including the 20-Credit signup bonus, is governed by Section 4.4. It auto-expires and does not auto-charge.

14.3 Favourites & saved locations. Viewers may save favourite cameras and named locations. Location data collected through this feature (Viewer GPS, camera coordinates, named favourite locations) is personal data processed as described in Section 10 and the Privacy Policy.

APPENDIX A — CODE ↔ TERMS SYNCHRONISATION REGISTER

This appendix lists every value that must be kept identical between the application/production code and these Terms. If you change any of these numbers in the app, you must update the corresponding clause of these Terms (and provide 30 days' notice where indicated) on the same schedule.

|---|---|---|---|

| 1 | Credit conversion rate: 1 Credit = GYD $5.00 | §§ 1.1, 4.1, 4.3, 7.2 | Drives all GYD presentation & Cash-Out math |

| 1a | Provider earnings share: 100% of each Viewer per-minute Credit | § 7.1 | 1 Credit charged to Viewer → 1 Credit credited to Provider. Platform revenue comes from the flat Cash-Out fee, not a per-minute take-rate. |

| 2 | Per-minute viewing rate: 1 Credit / minute; partial minute = full charge; charged from first second | § 4.3 | Core Viewer charge logic |

| 3 | Subscription — Basic: GYD $2,000 / month | § 4.4 | 30-day notice to change |

| 4 | Subscription — Premium: GYD $3,500 / month | § 4.4 | 30-day notice to change |

| 5 | Trial: free, 3 days, 20-Credit bonus, auto-expire, no auto-charge | §§ 4.4, 14.2 | Bonus Credit amount = 20 |

| 6 | Cash-Out minimum threshold: GYD $2,700 | §§ 7.3, 7.12 | Enforced in DB; Terms & code must agree |

| 7 | Platform Fee band 1: ≤ GYD $9,999.99 → GYD $250 (flat) | § 7.4 | Flat fee, NOT a percentage |

| 8 | Platform Fee band 2: GYD $10,000.00 to GYD $39,999.99 → GYD $300 (flat) | § 7.4 | Flat fee, NOT a percentage |

| 9 | Platform Fee band 3: > GYD $39,999.99 → GYD $500 (flat) | § 7.4 | Flat fee, NOT a percentage |

| 10 | Cash-out rails: MMG (+ optional in-person); NO bank transfer / generic wallet | § 7.6 | Must match supported rails in code |

| 11 | Chargeback repayment demand window: 7 days | § 7.9 | |

| 12 | Fraud reversal look-back: 180 days | § 7.11 | |

| 13 | Abandoned account inactivity: 12 months; sub-threshold notice: 30 days | § 7.12 | |

| 14 | Liability cap floor: GYD $10,000; look-back: 6 months | § 9.4 | |

| 15 | Limitation period: 1 year | § 9.9 | |

| 16 | Good-faith negotiation window: 30 days | § 11.3 | |

| 17 | Data retention: 90 days (Cybercrime s. 25); 7 years (AML/CFT s. 16) | § 10.4 | Statutory minima — do not shorten below these |

| 18 | Cash-Out processing window: 5 to 10 business days | § 7.6.1 | 30-day notice to change |

End of Terms of Use.